Let it snow! Let it snow! Let it snow!

It’s the holiday season and even though it’s not snowing the season has got me thinking about snow. I saw a car commercial on tv the other day about a snowball going downhill and picking up speed and more snow, I thought about how the snowball affect our everyday lives.

I’m a huge believer in the snowball effect. Whether its in your career, financial or physical the key is getting it started. It will never matter how small your snowball is but as long as you start it, you will gain momentum like you never thought possible.

The snowball effect has occurred in many facets of my life but the 2 most recent incidents were in my financial and physical. I’ll be honest financially I’m definitely not where I want to be and was where no one should be… in debt. I was swimming in debt and assumed I would never get back to zero but two years ago I had enough. I was tired of paying for things I purchased years before. (I’m probably paying for a set of tires for a car I don’t have anymore). Not wanting to be paying my debt for the next 20 years, I came up with a plan. The “Snowball” pay-off strategy. Pay down one card at a time putting any extra money to that card, then snowball that amount to the next card and so on. It’s started off slow since I wasn’t able to overpay all that much but I stuck with it and I am finally making a dent. I see the light at the end of the tunnel and it is motivating me even more to pay it off even faster! I’m proud to say that I’ll be debt free in 14 months. (if not sooner)

The second time the snowball effect is in my physical category. My biggest weakness was running for long distances. I don’t know what it was but anything over a mile, I felt like my knee was going to give out, my heart was in my throat and my lungs never got enough oxygen. I knew it was in my head that I couldn’t run for more than a mile and I wanted to get past those limiting beliefs. So I started my running routine. Back in July I ran a mile at 13:24 minutes (average pace was 4.83mph) And I slowly but surely added time and distance to every run. Some days were better then other but the point was to be consistent. Eventually I worked up to 4 miles in 45:21 (average pace 5.32mph). It was the best feeling in the world to know that I wasn’t going to keel over and die when I ran for more than a mile. Nowadays, I’m running 1.5 miles in 14:30 (avg. pace 6.21mph) plus sprints (because I love doing them.) I run 3 miles every once in awhile but I enjoy my shorter runs and sprints.

The snowball strategy will work in anything that you do. Nutrition, running, debt, lifting weights…the most important thing is to get started because “THE ONLY WAY TO FINISH IS TO START” (~ from a Nike shirt)

Stop thinking that you have to have the perfect diet or the perfect workout in order to get going and have success. Sometimes you just have to GET OUT OF YOUR OWN WAY and just start. You’ll figure out along the way what works and what doesn’t.

” You should not wait; the time will never be ‘just right’. Start where you are, work with whatever is at your command, and better tools will be found as you go along.”
Written in 2010 by Ybonette Gonzales — Philippines